Setting 2009 Goals - My 2009 New Years Resolutions

Like half of America I set my "New Years Resolutions" each year only to have them fail shortly after I start out. My resolutions always seem to be - black or white - either pass or fail. So the
first time that I have a set back on one of my resolutions I feel like a failure and quit or forget about my resolutions altogether.

I happened on this site : Smart Goals which had some guidelines on setting goals instead of resolutions. This site recommends how to set your goals and make them attainable. Following their suggestions I have set the following goals for 2009 :

• Pay off one of my Credit Cards ( I'm taking back control of my finances )
  

• Save $600.00 for my emergency fund ( I set up a fund @ ING direct account), this fund will prevent me from needing to use a credit card for unexpected expenses (see frozen water pipe blog)

• Lose another 12 pounds ( I lost 30 pounds last year, but have more to go ! However weight loss always slows down and I don't want to lose my momentum )

Each of these goals are attainable and measurable. I can know at a glance if my credit card balance is being reduced each month, I can watch my savings account grow and finally I can weigh myself and see if my weight is dropping. Each of these activities are flexible in that if I make a mistake or have a set back, I can quickly see this and make the necessary corrections.

With only three goals for the years, it is not overwhelming to me and each improves my general outlook on life. I'll be back over the following weeks to keep you up to date on my goals and how I'm doing.

Bonnie